> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.simpego.ch/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Can I adjust or extend the insurance retrospectively?


### ❌ No.

It is not possible to make changes or adjustments retrospectively – changes can only be made at the start of the next insurance year.