> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.simpego.ch/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Can I reduce the sum insured retrospectively?

If, for example, you would like to reduce your annual sum insured from CHF 12,000 to CHF 6,000, we will be happy to make this change for you for the next insurance year.