> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.simpego.ch/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Does simpego always cover 100% of health & accident costs?

The cost coverage is the percentage that simpego pays per vet visit once the deductible has been reached. You can choose between 80 % and 100 % of the cost coverage.

From the age of 9, 80% of the costs are always covered.