> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.simpego.ch/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What is “household effects”?

All movable property for private use (including digital assets such as e-books, films, downloads and games) that are either owned, rented or leased by an insured person.