> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.simpego.ch/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What makes your product better than that of your competitors?

For comparison with competitors, please note the following points:

Maximum flexibility for the customer

* only flexible 1-year contracts
* only Swiss household insurance with only 24h cancellation period
* only Swiss household insurance with “buy-and-try/best-price guarantee” through daily right of cancellation (optional)
* the three modules household, private liability and building insurance can be combined as desired

Everything important included

* Only Swiss insurance that waives the need to check for any underinsurance in the event of partial or total loss (exception: damage caused by natural forces) (i.e. there is NEVER any underinsurance for the customer)
* Jewellery is co-insured up to 20% of the household insurance sum (max. CHF 30’000.-)
* Movable constructions are always included in Home contents insurance
* 10% precautionary cover in Home contents insurance
* Assistance package insurable in the private liability insurance (24-hour assistance, tradesman emergency service, loss of keys and bike assistance)

We have the shortest insurance conditions in Switzerland. You can find them under the following link: [https://simpego.ch/de/service/downloads](https://simpego.ch/de/service/downloads)