> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.simpego.ch/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# When does insurance cover apply to healing costs abroad?

**Healing costs insurance** applies to **unforeseen illnesses or accidents** during a trip abroad.

### 📌 The following are covered:

✔️ **Outpatient and inpatient treatment**

✔️ **Cost sharing** such as **deductibles or franchises**