When does Insurance cover start?

Inception of insurance: You choose the commencement date of your insurance when you take out the policy. 📅

Coverage begins at the time specified in the insurance contract.

📌 Important:

✔ Claims are covered provided that the relevant date of an event falls within the period of validity of the contract and the insured event (e.g. illness, accident, breakdown, etc.) had not already occurred or was foreseeable when the contract was concluded or the trip booked.

✔ Personal and vehicle assistance as well as medical expenses insurance are valid from the selected inception of insurance.

✔ simpego travel insurance can also be taken out after booking or starting the trip.

💡 Tip:

However, it is advisable, especially if you want to insure against trip cancellation, to take out the insurance directly when booking the trip or shortly thereafter, so that you are seamlessly covered before departure.

Updated on: 09/04/2025