Articles on: Personal liability
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Can my personal liability insurance cover driving other people's motor vehicles?


✅ Yes, this option can be included in your contract.


With personal liability insurance from simpego, you can cover driving other people's motor vehicles and trailers (with a towing capacity of up to 3.5 tonnes).


What is covered?
  • Collision damage to private third-party vehicles weighing up to 3.5 tonnes.
  • , provided you are using them free of charge and for purely private purposes.


Prerequisite:
  • The vehicle must have a Swiss licence plate.


💡 Tip:
  • This cover is particularly useful if you occasionally drive a friend's or family member's car, for example.


#Personal liability

#Occasionaldriving

#OccasionalDriving

Updated on: 19/05/2025